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Pre-paid legal plans? You can get them for free!

They say the best things in life are free. In the case of pre-paid legal plans, this may just hold true.

Pre-paid legal plans offer a range of legal services on-call for a fixed monthly charge of up to $25 per month. With such a low monthly payment, most people are only too happy to get a legal coverage they wouldn't have otherwise dreamt of in the stultifying, money-grabbing world of lawyers... But did you know, you could get all of that coverage free of charge?

In a bid to cut on administration costs, employers, labor unions and universities are now providing legal services at discounted or no cost altogether to their members. Employers are increasingly sponsoring legal plans to their employees as a fringe benefit, as part of their Employee Assistance Program (EAP). Labor unions fund plans offered as member benefit, or under a collective bargaining scheme, in which case new members are eligible to huge discounts. Universities are equally as involved with legal plans offered to students and staff.